Built on years of proven expertise
Delivering tailored financial solutions across Residential, Buy-to-Let, Specialist BTL, Commercial, Bridging, Development, and Second Charges. The business was originally established as Ultra Property Finance and grew successfully before rebranding as Kit Finance to better reflect its vision and expanding services.
Combining a deep market insight with a client-first mindset, helping clients by navigating complex financial landscapes with precision. The firm is driven by integrity, transparency, and results—values that have earned the trust of clients nationwide and secured their financial futures in capable hands.
Who We Help
Strong, Reliable Mortgage Tools for All Your Needs
First time Buyers
Re financing
Investors
Portfolio Landlords
Expats
Foreign Nationals
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Experience & Knowledgeable
With decades of combined industry experience, our mortgage company stands as a trusted leader in home financing. Our team of seasoned professionals brings deep knowledge of loan products, underwriting standards, and market trends, ensuring every client receives expert guidance tailored to their unique financial goals. Whether you’re a first-time homebuyer or refinancing an existing loan, we leverage our extensive expertise to simplify the process, secure competitive rates, and deliver personalized solutions that make homeownership more accessible and rewarding.
Connected & Accessible
Our mortgage company offers unparalleled access to a diverse network of mainstream lenders and private funders, giving our clients a broader spectrum of financing options. Whether you’re seeking traditional mortgage products or more flexible, bespoke solutions, we can connect you with institutions and private investors that align with your financial profile and property goals. This dual access empowers us to serve clients with unique circumstances—such as self-employed individuals, investors, or those with non-standard income—by tailoring solutions that go beyond conventional lending criteria.
Friendly and Approachable
We believe that finding the right loan should be simple and stress-free. That’s why we work with a wide variety of trusted lenders and private funders to give you plenty of options. Whether you’re buying your first home, investing in property, or need a more flexible solution, we’re here to help you find the perfect fit. Our friendly team takes the time to understand your needs and connects you with financing that works for your unique situation—so you can move forward with confidence.
Fair & Honest
We believe in treating everyone with honesty, respect, and genuine care. From the moment you reach out to us, our team is committed to doing what’s right for you—not just what’s easy or expected. We take the time to listen, understand your goals, and offer clear, straightforward advice that’s tailored to your unique situation. Our approach is built on transparency, so you’ll never be left in the dark or overwhelmed by jargon. Instead, you’ll get fair solutions, open communication, and a team that’s truly on your side. With us, there are no hidden surprises—just dependable support, honest answers, and a commitment to helping you move forward with confidence.